Blogs/Articles

August 2025

Understanding How to Read a PPM

If you’re reviewing a Private Placement Memorandum (PPM) as a potential investor, here are the main things you’ll want to watch for:

Executive Summary

Start by reading the overview of the investment. It should be clear and straightforward. If you notice the summary is vague or seems exaggerated without real specifics, take that as a warning sign—the company may be trying to gloss over important details.

Investment Terms

Pay close attention to the specifics here: look for details about equity percentage, whether you’re getting preferred or common stock, and any terms around share dilution. Be cautious if there’s any uncertainty about your ownership rights or if certain investor groups seem to get outsized benefits.

Use of Proceeds

Check how the company plans to use your investment. The breakdown should make sense and align with practical business goals. If you see a big chunk going to administrative expenses, that could mean inefficiency. Watch out for vague categories like “general corporate purposes”—they might be hiding poor planning.

Risk Factors

A solid investment always lays out the risks clearly. If the risks are minimized or the disclosures are overly broad and generic, be skeptical. And if the risk section is missing or barely there, the company might not be telling you everything you need to know.

Business Description

This part should spell out what the company does, the value it brings, what sets it apart, and who its target market is. If the market analysis seems overly rosy or there’s no real description of competition, proceed with caution.

Management Team

Take a close look at who’s running the show. Experience and a solid track record matter. If key leaders don’t have the right background or there’s lots of turnover, it can be a sign that the team might not be up to the task.

Financial Information

Go through both the past financials and any projections. If the numbers look too good to be true or the assumptions seem far-fetched, that’s a red flag. Be wary of selective disclosures, like financials that leave out liabilities or paint an incomplete picture.

Exit Strategy

Understand how and when you’ll be able to cash out your investment. If there isn’t a clear or realistic exit strategy, or it’s missing altogether, it could mean the company isn’t confident about its future direction.

When reviewing a Private Placement Memorandum (PPM) as an investor, here are the key pointers to focus on,

Key Sections

  1. Executive Summary
     Look for a clear and concise overview of the investment opportunity. Red flag: If the summary is vague or overhyped without solid details, the company may be trying to gloss over important issues.

  2. Investment Terms
     Pay close attention to terms like equity percentage, preferred vs. common stock, and any clauses about dilution of shares. Pitfall: Ambiguity about ownership rights or disproportionate benefits for certain investor classes.

  3. Use of Proceeds
     Ensure the allocation of funds aligns with realistic and logical business goals. For instance, too much allocation to administrative costs may indicate inefficiency. Red flag: Excessive allocation to “general corporate purposes,” which could mask poor planning.

  4. Risk Factors
     Legitimate investments disclose risks transparently. Look out for risks that are downplayed or broad disclaimers used to cover all eventualities. Pitfall: Missing or overly brief risk sections might mean the company isn’t being forthcoming.

  5. Business Description
     This section should offer details about the company’s product or service, value proposition, competitive edge, and target market. Pitfall: An overly optimistic market analysis or lack of competitive differentiation could signal trouble.

  6. Management Team
     Assess the experience and track records of the leadership team. Red flag: If key personnel lack relevant experience or have frequent turnover, this can undermine confidence in their ability to execute.

  7. Financial Information
     Review historical performance and financial projections carefully. Look out for overly optimistic revenue forecasts or assumptions that seem unrealistic. Pitfall: Manipulated or selectively disclosed financial data, such as excluding liabilities.

  8. Exit Strategy
     Understand how you’ll monetize your investment. Red flag: Vague or non-existent exit strategies may signal uncertainty about the company’s future.

  9. Legal Disclosures
     These should cover all regulatory and compliance matters. Pitfall: If the disclosures are incomplete or appear hastily prepared, this might expose investors to legal risks.

  10. Subscription Agreement
     Verify that the agreement is clear and aligns with what’s promised in the PPM. Red flag: Hidden fees or unfavorable terms that differ from earlier sections of the document.


Pitfalls to Watch Out For

  • Overpromising on Returns: PPMs that guarantee high returns with minimal risk should raise skepticism. Investments inherently carry some level of risk.

  • Unclear Corporate Structure: If the company’s organizational structure or ownership is complicated or unclear, it could indicate governance issues or hidden liabilities.

  • Conflicts of Interest: Look for disclosures about any potential conflicts of interest involving the management team or advisers. Failure to disclose such conflicts can be problematic.

  • Poorly Prepared Document: Typos, inconsistent formatting, or missing sections can indicate a lack of professionalism and attention to detail.

  • Insufficient Due Diligence by the Issuer: If the PPM lacks third-party validations, such as independent appraisals or audits, you should question the legitimacy of the claims.

  • Restrictions on Investor Rights: Be cautious of restrictions that severely limit your ability to transfer or sell your investment or take part in decision-making.

  • Pending Litigation or Regulatory Issues: Hidden legal problems could create liabilities for the company and diminish your returns.

With these tips in your toolkit, you’ll be much better equipped to take on your next PPM review—and do so with confidence and clarity. Remember, being a savvy investor isn’t just about spotting opportunities, but also about recognizing warning signs and asking the right questions. Take your time, don’t hesitate to seek professional advice, and always trust your instincts. By staying informed and alert, you’ll greatly increase your chances of making smart investment decisions that align with your goals.

July 2025

Understanding Investing as an LP with a GP Team

When you’re considering investing as a limited partner (LP) in a multifamily real estate syndication, doing your homework is essential. You want to make sure the investment lines up with your goals and your comfort with risk. Here’s a friendly breakdown of what to look out for:

General Partner (GP) Team & Track Record

Let’s start with the folks running the show—the GP team. Their know-how and honesty are absolutely key. Here’s what matters:

  • Experience: Choose sponsors who’ve managed properties like the ones you’re interested in, whether it’s value-add, stabilized, or development projects. For instance, groups like BAM Capital handle everything from buying to managing, which can make things smoother.[1]
  • Transparency: Make sure they’re upfront about fees (like acquisition, asset management, or disposition fees), how they communicate, and whether they put their own money in the deal.[2]
  • References: Don’t be shy—ask for feedback from previous investors and check out how their past deals turned out.[3]
  • Regulatory Compliance: You want sponsors who play by SEC rules and are clear about risks.[4]

Deal Structure & Financial Projections

Syndications usually pull together investors’ funds using an LLC or LP. Returns are paid out based on a “waterfall” structure, which sounds fancy but just means profits are split in a certain order. Here’s how to make sense of it:

  • Preferred Return: This is the minimum payout to LPs (like 8% per year) before the GP gets a cut.[5]
  • Equity Split: After hitting the preferred return, profits are often split 70/30 (LP/GP) to keep everyone motivated.[6]

Key Metrics:

  • Cash-on-Cash (CoC): Your yearly cash flow as a percent of your investment (so if you invest $100,000 and get $8,000 back, that’s 8%).
  • Internal Rate of Return (IRR): This shows your overall yearly return, factoring in when you get cash flows.[7]
  • Equity Multiple (EM): The total return over the life of the investment (a 2x EM doubles your money).[8]

Be wary of deals with numbers that seem too good to be true or where fees aren’t clearly explained.

Property Fundamentals & Market Dynamics

Now, let’s talk about the property itself and where it’s located:

  • Market Analysis: Look for areas with strong job growth, an influx of people, and not too much new housing popping up. BAM Capital, for example, likes Midwest markets with steady demand. [9]
  • Property Type: Class A/B++ buildings typically give a good mix of income and growth, while “value-add” deals might come with more risk but also more upside.[10]

Physical Due Diligence: Dig into inspection reports, renovation plans, and current occupancy to spot any hidden issues.

Risk Mitigation & Legal Safeguards

How do you keep your investment safe? Here’s what to look for:

  • Legal Structure: Make sure they’re using an LLC or LP to protect investors and spell out how profits are shared.[11]
  • Insurance & Reserves: Ensure there’s enough insurance and a rainy-day fund to cover vacancies, repairs, or downturns.[12]
  • Exit Strategy: Check if there’s a clear plan for when and how the property might be sold or refinanced.[13]

Tax Benefits & Regulatory Compliance

One perk for LPs: you can often write off some income through depreciation. However, always confirm the syndication is following SEC rules (like Regulation D exemptions) and will give you proper tax paperwork.

To sum up

Careful evaluation helps you find syndications that match your financial aims and avoid potential pitfalls. Sponsors with integrity, experience, and a clear focus can make all the difference. Before taking the plunge, chat with your own financial and legal advisors to make sure it’s the right fit for you.

Is Multifamily Real Estate Still a Good Idea in 2025?

There are several reasons why people invest in multifamily real estate in 2025.

  • Rentals Are Still Hot. Renting is super popular in 2025 because buying a home is pricey and tough for a lot of folks. High mortgage rates and all those extra costs are pushing more people to rent—especially in booming cities like Austin, Nashville, and Phoenix. For people who own apartment buildings, this means the rent keeps coming in.[1]
  • Multifamily Stays Strong Even in Tough Times.  Apartment buildings tend to be pretty steady when the economy hits a rough patch, unlike offices or malls. No matter what’s happening with the economy, people always need a place to live, so occupancy rates stay solid and investment risk isn’t as high.[2]
  • There Are Decent Loans and Tax Perks. You can usually get better loan deals for multifamily properties, like lower interest rates or loans backed by the government. Plus, there are tax breaks—think depreciation write-offs and 1031 exchanges—that can help you keep more of your money.[3]

Why Multifamily Real Estate Might Not Be Your Best Move in 2025

  • It’s Expensive Up Front.  Getting into multifamily real estate takes a lot of cash to buy, fix, and manage these buildings. And with interest rates still up there in 2025, financing can be tricky and expensive.[4]
  • Managing Can Be a Headache. Handling a building full of tenants means lots of different leases, complaints, and stuff to fix. It eats up your time and money—unless you hire a property manager, but that just adds to your costs.[5]
  • Too Much New Supply Tons of new apartment buildings are opening up, which could mean more empty units and slower rent increases in some areas. Plus, things like insurance and hiring staff are getting pricier, which can cut into your profits.[6]

The Bottom Line

Multifamily real estate can bring in steady cash and has some nice perks in 2025, but you’ll want to think about the big upfront costs, the work involved, and the risk that too many new buildings might slow things down before you jump i3. Favorable Financing and Tax Benefits

June 2025

Choosing Value-Add Amenities For Your Multifamily Property

Picking the right amenities or perks for an apartment complex is a big deal—it can make or break how happy your tenants are and how much money the place brings in. The amenities you go for should match the location, the people you’re trying to attract, and your budget. Here’s a comprehensive guide to help property owners and developers make smart choices.

Location Considerations

Where your apartment’s located totally impacts which amenities matter most. In the city, people usually want things that save space and make life easier—think high-speed internet, smart gadgets, or solutions for handling all those package deliveries. But out in the suburbs, it’s a whole different situation, with outdoor spaces, pet-friendly features, and plenty of parking being the big draws.

Take downtown as an example: tenants might love a co-working space or a rooftop lounge way more than a pool. On the flip side, suburban renters might really appreciate walking trails or a community garden. It’s all about knowing your audience and what works best for them!

Analyze Your Target Market

Money matters a great deal when it comes to picking amenities. Some options, like pools or fitness centers, need a lot of cash up front and ongoing maintenance, while others, like smart home gadgets or package lockers, are much easier on the budget. The trick is finding that sweet spot—balancing what you spend with what you’ll get back in rent and how much tenants will love it.  High-end perks can push up rents but might cost more to keep up, whereas simpler features can still make a big splash without breaking the bank.

Capital Considerations and ROI

How much capital you’ve got to work with really shapes what amenities you can implement.  While some amenities require significant investment to begin with, others are more cost-effective. It’s important to balance the initial cost with the potential return on investment (ROI) and the perk’s impact on rent prices.

The key is finding the right balance—what’ll cost you to set up versus what tenants are willing to pay for. Big-ticket items like pools and fitness centers can make rent prices jump, but they’ll also rack up maintenance bills. On the other hand, budget-friendly amenities like smart tech or package solutions can still give you a rent boost without costing a small fortune.

Amenity Selection Strategy

Here’s a strategy for selecting amenities without getting too complicated

  1. High ROI, Low Cost: Start with amenities that offer high returns for relatively little money. Smart home features, high-speed internet, and package delivery solutions fall into this category. These can  be implemented quickly and have a short payback period.
  2. Location-Specific Essentials: Next, consider amenities that are must-haves based on your location. For urban properties, this might include bike storage or EV charging stations. For suburban locations, outdoor spaces and ample parking are often the driving factors.
  3. Target Market Preferences: Invest in perks that strongly appeal to your target demographic. If targeting young professionals, a well-equipped fitness center or co-working space could be worth doing.
  4. Long-Term Value Adds: Consider amenities that add long-term value to your property. While a swimming pool or rooftop deck might have a longer payback period, they can significantly increase your property’s overall value and attractiveness.
  5. Luxury Differentiators: If budget allows and the target market supports it, consider adding luxury perks like golf simulators or concierge services. These can set your property apart in a competitive market.

Payback Period and ROI Considerations

How fast you make your money back on amenities can vary widely. Smart home gadgets and high-speed internet often have the fastest payback, potentially within a year or two. Things like gyms or outdoor spaces take a bit longer, maybe 3-5 years, but they’re great for keeping tenants happy and sticking around.

Now, if you’re eyeing the fancy stuff like pools or golf simulators, be ready to play the long game—they can take 5-10 years (or more!) to pay off.  However, they can justify higher rents and can attract those dream, long-term tenants.

The bottom line is nailing your amenity choices comes down to knowing your market, figuring out what your tenants actually want, and staying smart with your budget. Get that balance right, and you’ll not only keep people signing leases but also boost your property’s value and profits over time.

Understanding UBIT in Self-Directed IRAs: Benefits, Risks, and Strategies

Let’s talk about Unrelated Business Income Tax (UBIT) and why it’s something you should know about if you’re using a self-directed IRA (SDIRA) to mix up your retirement investments. SDIRAs are great because they come with a bunch of tax amenities and more investment options, but they also bring some unique tax problems, like UBIT. Knowing what UBIT is, when it kicks in, and how to keep it in check is very important for making smart investment choices. This article delves into UBIT, covering the good, the bad, and how to handle it like a pro.

What’s UBIT?

UBIT is a tax that hits income earned by a tax-exempt entity (like an IRA) from activities that aren’t its main objective. For self-directed IRAs, the main goal is to grow your retirement savings tax-deferred (or tax-free if it’s a Roth IRA). But if your IRA makes money from things like running a business or using debt-financed investments, that income might get slapped with UBIT. You report this tax on IRS Form 990-T and pay it using funds from the IRA itself, not your personal stash.

Common UBIT Triggers in Self-Directed IRAs

UBIT usually pops up from two types of income:

  • Unrelated Business Income (UBI): This is money from running a business directly owned by the IRA, like a restaurant or retail store.
  • Unrelated Debt-Financed Income (UDFI): This is income from investments that use leverage, like buying real estate with a mortgage. The part of the income tied to the borrowed money gets hit with UBIT.

Not all income earned by an SDIRA triggers UBIT. Dividends, interest, rental income (from properties bought without leverage), and capital gains are generally safe.

How to Dodge UBIT in a Self-Directed IRA

Here are some tricks to keep UBIT at bay:

  • Invest Without Leverage: Skip debt-financed investments like mortgaged real estate to avoid UDFI, a big UBIT trigger.
  • Focus on Passive Income: Income from stocks, bonds, mutual funds, and rental properties bought without loans usually doesn’t get UBIT.
  • Use an IRA-Owned LLC: Known as a “checkbook IRA,” this setup can give you more control and help dodge UBIT-triggering transactions, but you need to manage it carefully to stay compliant.
  • Consider Alternative Retirement Accounts: For some investments, other options like Solo 401(k)s might offer similar flexibility without the UBIT headache.

Limitations and Compliance

SDIRAs offer a ton of investment opportunities, but they come with strict rules. You need to avoid prohibited transactions, like self-dealing, where the IRA does transactions that personally benefits you or your family. Plus, UBIT calculations and reporting can be tricky, so professional tax advice is often a must.

Benefits of a Self-Directed IRA

Despite the UBIT risks, self-directed IRAs have some sweet benefits:

  • Tax Advantages: Traditional SDIRAs let investments grow tax-deferred, while Roth SDIRAs offer tax-free growth if you meet certain conditions.
  • Diversification: SDIRAs let you invest in alternative assets like real estate, private equity, and precious metals, reducing reliance on traditional markets.
  • Wealth Accumulation: By tapping into unique opportunities, you can score potentially higher returns compared to standard retirement accounts.

Risks of UBIT

The main downside of UBIT is the unexpected tax bill it brings, which can eat into your IRA’s growth. Messing up UBIT calculations or reporting can lead to penalties and mess with your IRA’s tax-advantaged status. Plus, UBIT can complicate your investment strategies, needing more time and resources for tax compliance.

Tax Ramifications of UBIT

UBIT is taxed at trust tax rates, which are way more compressed than individual tax rates. For example, in 2025, a trust’s income over $12,501 gets taxed at the highest rate of 37%. So, it’s crucial to carefully check the potential tax impact of your investment strategies.

Best Practices for Managing UBIT

  • Consult Professionals: Work with a CPA or tax advisor who knows SDIRAs to navigate UBIT rules and stay compliant.
  • Plan Investments Strategically: Decide if the potential returns are worth the extra complexity and tax liability of UBIT-triggering investments.
  • Monitor Changes in Tax Laws: Keep up with IRS regulations and changes that might affect UBIT calculations or exemptions.

May 2025

Ways to Invest in Multifamily Real Estate

Investing in multifamily real estate offers a promising way to generate consistent cash flow, build long-term wealth, and diversify an investment portfolio. Multifamily properties, typically consisting of more than four units, can be an attractive option for both novice and experienced investors. Here are several ways to invest in multifamily real estate:

Direct Ownership

The most straightforward approach is to buy and manage a multifamily property directly. This involves purchasing a building with multiple rental units, such as an apartment complex or duplex, and handling the day-to-day responsibilities of property management. Direct ownership offers complete control over the property, but it also comes with responsibilities like maintenance, tenant relations, and leasing.

Pros:

  • Direct control over decisions
  • Potential for long-term capital appreciation
  • Ability to increase rental income by improving the property

Cons:

  • Requires significant capital to purchase
  • Management and upkeep responsibilities
  • Possible vacancy and repair costs
Real Estate Investment Trusts (REITs)

Real Estate Investment Trusts (REITs) provide a more passive way to invest in multifamily properties. REITs are companies that own, operate, or finance income-generating real estate. Investors can buy shares of a REIT on the stock exchange, providing exposure to multifamily real estate without directly owning property.

Pros:

  • Liquidity, as shares are publicly traded
  • Passive investment with no property management responsibilities
  • Diversification through a portfolio of properties

Cons:

  • Less control over investment decisions
  • Dividends may vary, depending on the performance of the REIT
Syndications

Real estate syndications involve pooling capital with other investors to purchase a multifamily property. A syndicator, or deal sponsor, manages the property while limited partner investors contribute funds. This option allows investors to access larger properties than they might not be able to afford on their own.

Pros:

  • Access to larger deals with professional management
  • Opportunity to diversify with lower capital investment
  • Passive income potential

Cons:

  • Requires trust in the syndicator’s management skills
  • Less control over the property and operations
Crowdfunding Platforms

Crowdfunding platforms offer an online way to invest in multifamily properties with relatively small amounts of capital. These platforms pool funds from many investors to finance a property’s purchase and development. Investors can choose projects that align with their risk tolerance and investment goals.

Pros:

  • Low entry barriers with small investments
  • Access to diversified portfolios
  • Passive income with professional management

Cons:

  • Platforms charge fees
  • Illiquid investments with a longer time horizon
  • Risk of project underperformance
Partnerships

Forming a partnership with other investors is another common way to invest in multifamily real estate. In this arrangement, each partner brings something to the table—whether it’s capital, expertise, or management skills—and shares in the profits. Partnerships can range from informal arrangements to more structured joint ventures.

 

Pros:

  • Share the financial burden and responsibilities
  • Combine expertise and resources
  • Diversify your investments

Cons:

  • Potential conflicts of interest between partners
  • Requires a strong level of trust and communication
Conclusion

Investing in multifamily properties is a great way to build wealth and earn passive income. Whether you prefer a hands-on approach through direct ownership or a more passive role with REITs and crowdfunding, there are options suited to different levels of involvement and capital. Understanding the pros and cons of each method is essential to making the right investment choice for your financial goals.

Investing Money Through a Self-Directed IRA: A Comprehensive Guide

Investing through a Self-Directed IRA (SDIRA) is an increasingly popular method for individuals looking to diversify their retirement portfolios beyond traditional stocks, bonds, and mutual funds. With an SDIRA, investors can hold alternative assets such as real estate, precious metals, tax liens, private equity, and more, all within a tax-advantaged retirement account. This article will provide a detailed overview of how to set up an SDIRA, its benefits and risks, and key considerations for anyone looking to explore this investment strategy.

What is a Self-Directed IRA?

A Self-Directed IRA is an Individual Retirement Account that allows the account holder to make investment decisions without the limitations of traditional IRAs. Unlike conventional IRAs, which are typically limited to stocks, bonds, and mutual funds, SDIRAs provide the flexibility to invest in alternative assets like real estate, private companies, gold, and more. The primary benefit of this investment approach is the opportunity to expand beyond publicly traded investments, potentially increasing the overall diversification and return potential of the portfolio.

How to Set Up a Self-Directed IRA

Setting up a Self-Directed IRA begins with selecting a custodian or trustee that specializes in handling alternative investments. These custodians are responsible for ensuring that the investments comply with IRS regulations and overseeing the transaction process. Some well-known SDIRA custodians include Equity Trust Company, Entrust Group, and IRA Financial Group. Once you’ve chosen a custodian, you’ll need to open an SDIRA and fund it with contributions or rollovers from another retirement account (e.g., a 401(k) or traditional IRA).

Contribution Limits and Eligibility

The contribution limits for an SDIRA are similar to those of a traditional IRA.  Contribution limits mirror traditional IRAs: $7,000 for those under 50 and $8,000 for those 50+ in 2025, provided you meet the eligibility criteria. These contributions are tax-deductible for traditional SDIRAs, or you can opt for a Roth SDIRA, where contributions are made with after-tax money, but withdrawals are tax-free. However, it’s important to note that the assets in an SDIRA must be for retirement purposes, and you cannot use the account for personal gain during your working years.

Benefits of Using a Self-Directed IRA

The most significant benefit of a Self-Directed IRA is the tax advantages it provides. Investments held within an SDIRA grow tax-deferred (for traditional IRAs) or tax-free (for Roth IRAs), meaning you won’t have to pay taxes on income or capital gains until you withdraw the funds in retirement. This tax deferral can significantly enhance the compounding of your investments over time. Additionally, SDIRAs provide a way to invest in alternative assets that may not be available through traditional retirement accounts, giving investors access to a broader range of opportunities.

Accessing Funds from a Self-Directed IRA

One of the unique features of SDIRAs is the ability to invest in alternative assets that are typically not available through other retirement accounts. Real estate, for instance, is a popular option, allowing investors to buy and hold properties within the IRA. Other assets that can be purchased include precious metals, tax liens, promissory notes, and limited partnerships. The ability to diversify into these alternative investments can be especially attractive during periods of market volatility, as these assets may not be directly correlated with traditional financial markets.

Risks and Limitations

Despite the significant benefits, there are inherent risks and limitations associated with Self-Directed IRAs. One of the primary risks is the potential for tax ramifications if the account is not managed properly. For instance, if you use your SDIRA to make investments that do not comply with IRS regulations (such as self-dealing or investing in assets you personally benefit from), you could face penalties or have your account disqualified, which would result in significant taxes and penalties.

IRS Rules and Prohibited Transactions

The IRS has strict guidelines regarding what types of transactions are allowed within a Self-Directed IRA. For instance, there are “prohibited transactions” that could result in penalties, such as using the funds for personal expenses or investing in assets that you or your family members directly benefit from. Additionally, any loan between the SDIRA and the account holder is forbidden. Violating these rules can result in the account being disqualified, leading to a tax liability for the full value of the account.

Diversification and Risk Management

SDIRAs can provide a unique opportunity for diversification, especially for investors looking to reduce their exposure to the volatility of stock markets. However, it’s crucial to have a well-thought-out risk management strategy in place when investing in these non-traditional assets. Since the investments can be less liquid, and the market for some of them can be more volatile or harder to assess, it’s important to do thorough research and possibly seek guidance from a financial advisor before making these types of investments.

Fees Associated with Self-Directed IRAs

Another factor to consider when setting up a Self-Directed IRA is the fees. While traditional IRAs often have low fees, SDIRAs  involve higher costs due to the specialized custodianship required to manage these types of accounts. Fees may include annual maintenance charges, transaction fees, and commissions on specific investments, such as real estate or private equity deals. These costs can add up and should be factored into the investment decision-making process.

Final Thoughts and Additional Resources

Investing through a Self-Directed IRA offers the opportunity to diversify your retirement portfolio into alternative assets, potentially increasing returns and decreasing market volatility exposure. However, it also requires careful planning and adherence to IRS rules to avoid penalties. Always consult with a financial advisor, tax professional, or SDIRA custodian to ensure that your investments are compliant and suitable for your long-term financial goals.

For more information, consider visiting the following resource:

The  IRS Website. contains more information about the rules about investing with a Self-Directed IRA.

Some SDIRA custodian websites include Equity Trust, IRA Financial Group,, Forge Trust, and Broad Financial LLC.

It is recommended to interview several SDIRA custodians before selecting one since prices and services may vary.  Also, it can be expensive to move from one SDIRA to another.

 

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